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Jose Luis Gutierrez

Sample profile

Senior Product Manager at Visa · Lending · underwriting, credit

Works at
Visa
Location
Seattle, WA · PT (UTC-8)
Experience
10+ years experience
Education
Cornell University
Languages
English
Co-founder
Message Connect

Overview

Based in Seattle. I work on lending at Visa. Killed 3 features nobody used and shipped the 2 that customers asked for. Launched the lending product in 8 markets. Before that: Target and Twilio. Most at home with compliance and credit. Parent of two, so mostly sleep-deprived.

Good reasons to reach out
  • People who want to build this with me
  • Thoughtful intros to people in my field
  • Speaking or podcast invitations
Please don't message about
  • Crypto token projects
  • Feature requests for my employer's product
  • Sales demos

Prefers short, specific messages

Skills
underwritingcomplianceproduct strategysupply chaincredit
Co-founderLooking for a co-founder
closes in 3 months

Looking for an operations co-founder for vendor onboarding for airlines

The idea
Looking for an operations co-founder for vendor onboarding for airlines
Stage
Customer interviews
I bring
11 years in lending
Looking for
Product-minded engineer
Commitment
Full-time after funding
Location
Seattle or remote

I bring 10 years of lending (currently Visa). Ideally you've led a design team. Incorporated, self-funded so far.

Seattle, WAcomplianceunderwritingproduct strategy
Open

Experience

  1. Senior Product Manager
    Dec 2022 - Present
    Visa · 3 yr 11 mo · Full-time · Seattle, WA
    • Took lending activation from 30% to 45% in three quarters.
    • Cut time-to-first-value for new lending customers from 16 days to 2.
  2. Associate Product Manager
    Jul 2021 - Dec 2022
    Target · 1 yr 5 mo · Full-time · Seattle, WA
    • Grew lending revenue from $3 million to $19 million ARR.
    • Ran 196 customer interviews before writing the first spec.
  3. Associate Product Manager
    Feb 2020 - Jul 2021
    Twilio · 1 yr 5 mo · Full-time · Seattle, WA
    • Grew lending revenue from $6 million to $45 million ARR.
    • Ran 186 customer interviews before writing the first spec.
  4. Associate Product Manager
    Mar 2017 - Feb 2020
    Capital One · 2 yr 11 mo · Full-time · Seattle, WA
    • Cut time-to-first-value for new lending customers from 10 days to 1.

Projects

Write-up: lending in practice
2025

A long-form guide to lending for people starting out.

References

No references yet.

Education

  1. Cornell University
    BS, Design
    2012 - 2016

Details

Compensation expectations
What they are targeting for their next role.
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Direct contact details
Direct email and a scheduling link.
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