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Smruti Dash

Sample profile

Senior Product Manager at Karma HQ · credit, product strategy

Works at
Karma HQ
Location
Kolkata, India · IST (UTC+5:30)
Experience
8+ years experience
Education
Indian Statistical Institute
Languages
English, Hindi, Bengali
Advising
Message Connect

Overview

I work on lending at Karma HQ in Kolkata. Launched the lending product in 11 markets. Cut time-to-first-value for new lending customers from 9 days to 1. Most at home with product strategy and credit.

Good reasons to reach out
  • Advice on lending
  • Speaking or podcast invitations
Please don't message about
  • SEO and link-building offers
  • Unpaid work or spec projects
  • Agency or outsourcing pitches

Answers in batches on Fridays

Skills
complianceproduct strategycreditunderwriting
AdvisingOpen to advising
closes in 3 months

Open to advising Series A teams on credit

Topics
lending, compliance, credit
Format
Formal advisor role
Terms
Free for early founders
Capacity
A few async reviews a month
Best for
First-time founders

8 years of lending. Prefer specific questions over coffee chats.

Kolkata, Indiaproduct strategycompliancecredit
Open

Experience

  1. Senior Product Manager
    Feb 2025 - Present
    Karma HQ · 1 yr 9 mo · Full-time · Kolkata, India
    • Ran 172 customer interviews before writing the first spec.
    • Killed 5 features nobody used and shipped the 4 that customers asked for.
  2. Associate Product Manager
    May 2023 - Feb 2025
    Intel · 1 yr 9 mo · Full-time · Kolkata, India
    • Ran 44 customer interviews before writing the first spec.
  3. Associate Product Manager
    Jun 2020 - May 2023
    Larsen & Toubro · 2 yr 11 mo · Full-time · Kolkata, India
    • Grew lending revenue from $8 million to $42 million ARR.
  4. Associate Product Manager
    Nov 2018 - Jun 2020
    Razorpay · 1 yr 7 mo · Full-time · Kolkata, India
    • Launched the lending product in 5 markets.

References

No references yet.

Education

  1. Indian Statistical Institute
    M.Stat, Design
    2018 - 2020
  2. IIT Kharagpur
    B.Tech, Design
    2013 - 2017

Details

Compensation expectations
What they are targeting for their next role.
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Direct contact details
Direct email and a scheduling link.
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