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Roos Mulder

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Founder at Vista AI · Consumer finance · compliance, lending

Works at
Vista AI
Location
Amsterdam, Netherlands · CET (UTC+1)
Experience
12+ years experience
Education
KTH Royal Institute of Technology
Languages
English, Dutch

Overview

Building Vista AI in Amsterdam - consumer finance. Grew the team to 39 people across 5 countries. Raised $19 million across 2 rounds. Before that: BlaBlaCar and UniCredit.

Good reasons to reach out
  • Second opinions on lending decisions
  • Working sessions on consumer fintech
  • Early customers and design partners
Please don't message about
  • Paid accelerator offers
  • Unpaid work or spec projects
  • Offshore staffing offers

Answers in batches on Fridays

Skills
lendinggrowthcomplianceconsumer fintech

Experience

  1. Founder
    May 2024 - Present
    Vista AI · 2 yr 6 mo · Full-time · Amsterdam, Netherlands
    • Previously built and sold a small consumer finance company.
    • Took Vista AI from zero to $2 million ARR.
    • Grew the team to 38 people across 5 countries.
  2. Director of Engineering
    May 2021 - May 2024
    BlaBlaCar · 3 yr · Full-time · Amsterdam, Netherlands
    • Moved 71% of infrastructure traffic off a legacy monolith without a customer-facing incident.
    • Grew the infrastructure team from 3 to 17 engineers.
  3. Staff Full-Stack Engineer
    Jul 2019 - May 2021
    UniCredit · 1 yr 10 mo · Full-time · Amsterdam, Netherlands
    • Grew the web team from 6 to 28 engineers.
  4. Staff Site Reliability Engineer
    Nov 2017 - Jul 2019
    Ericsson · 1 yr 8 mo · Contract · Amsterdam, Netherlands
    • Reduced cloud spend on search by 19% in two quarters.
    • Mentored 7 engineers through their first promotion.
  5. Director of Engineering
    Feb 2015 - Nov 2017
    Wolt · 2 yr 9 mo · Full-time · Amsterdam, Netherlands
    • Wrote the lending service that now handles 27 million requests a day.
    • Reduced cloud spend on ML platform by 42% in two quarters.

Projects

Conference talk: lessons from company
2025

What went wrong and what worked while scaling consumer finance.

References

No references yet.

Education

  1. KTH Royal Institute of Technology
    MSc, Engineering
    2010 - 2012
  2. Bocconi University
    BSc, Engineering
    2003 - 2006

Details

Compensation expectations
What they are targeting for their next role.
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Direct contact details
Direct email and a scheduling link.
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