Niklas Wagner

S

Co-founder & CTO at Mill Pay · Consumer finance · consumer fintech, lending

Mill Pay
Munich, Germany · CET (UTC+1)
5+ years experience
Sorbonne University
English, German
Messaging unavailable

Overview

I started Mill Pay to fix consumer finance for teams who were tired of the workarounds. Previously built and sold a small consumer finance company. Most at home with consumer fintech and lending. Swimming before work keeps me sane.

Good reasons to reach out
  • Working sessions on compliance
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  • SEO and link-building offers
  • Fundraising consultants
Skills
growthlendingconsumer fintechcompliance

Experience

  1. Co-founder & CTO
    Mar 2025 - Present
    Mill Pay · 1 yr 7 mo · Full-time · Munich, Germany
    • Grew the team to 87 people across 3 countries.
    • Took Mill Pay from zero to $3 million ARR.
    • Raised $2 million across 2 rounds.
  2. Principal Engineer
    Oct 2023 - Mar 2025
    SAP · 1 yr 5 mo · Full-time · Munich, Germany
    • Sit on 6 boards.
  3. Senior Software Engineer
    Oct 2021 - Oct 2023
    Zalando · 2 yr · Full-time · Munich, Germany
    • Wrote the lending service that now handles 71 million requests a day.

References

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Education

  1. Sorbonne University
    Licence, Business Administration
    2017 - 2020

Details

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