Pavithra Aishwarya Unnikrishnan

S

Founder & CEO at Thistle Analytics · Consumer finance · growth, compliance

Thistle Analytics
Chennai, India · IST (UTC+5:30)
11+ years experience
BITS Pilani
English, Hindi, Tamil
Messaging unavailable

Overview

Building Thistle Analytics in Chennai - consumer finance. Previously built and sold a small consumer finance company. Before that: JPMorgan Chase and Mphasis. Most at home with compliance and consumer fintech.

Good reasons to reach out
  • Second opinions on compliance decisions
Please don't message about
  • Unpaid work or spec projects
  • Agency or outsourcing pitches
  • Fundraising consultants

Replies on weekends

Skills
growthlendingconsumer fintechcompliancesupply chain

Experience

  1. Founder & CEO
    Jan 2025 - Present
    Thistle Analytics · 1 yr 9 mo · Full-time · Chennai, India
    • Took Thistle Analytics from zero to $3 million ARR.
    • Raised $31 million across 3 rounds.
    • Previously built and sold a small consumer finance company.
  2. Senior Product Manager
    Apr 2023 - Jan 2025
    JPMorgan Chase · 1 yr 9 mo · Full-time · Chennai, India
    • Cut time-to-first-value for new lending customers from 15 days to 3.
    • Grew lending revenue from $3 million to $60 million ARR.
  3. Director of Product
    Dec 2020 - Feb 2023
    Mphasis · 2 yr 2 mo · Full-time · Chennai, India
    • Ran 139 customer interviews before writing the first spec.
  4. Director of Product
    Jul 2018 - Dec 2020
    Kotak Mahindra Bank · 2 yr 5 mo · Full-time · Chennai, India
    • Killed 4 features nobody used and shipped the 2 that customers asked for.
    • Grew lending revenue from $9 million to $40 million ARR.
  5. Director of Product
    Sep 2015 - Jul 2018
    Cognizant · 2 yr 10 mo · Full-time · Chennai, India
    • Killed 8 features nobody used and shipped the 2 that customers asked for.
    • Grew lending revenue from $8 million to $32 million ARR.

Projects

Side project: a budgeting app
2024

Built with supply chain and lending. 2033 people used it last year.

Open-source lending toolkit
2022

A small library for consumer finance that 178 developers star on GitHub.

References

No references yet.

Education

  1. BITS Pilani
    B.E., Computer Science
    2007 - 2011

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