Raul Marc Torres

Co-founder & COO at Mosaic Commerce | ex-Wolt

Mosaic Commerce

Barcelona, Spain · CET (UTC+1)

13+ years experience

Bocconi University

English, Spanish

Raising Co-founder

Messaging unavailable

Overview

Founder of Mosaic Commerce (consumer finance). 19 years of building before that. Previously built and sold a small consumer finance company. Before that: Wolt and Doctolib. Kannada theatre fan.

Good reasons to reach out

People who want to build this with me
Investors who back our stage and sector
Working sessions on growth
Second opinions on consumer fintech decisions

Please don't message about

Paid accelerator offers
Crypto token projects

Slower in the last week of each quarter

Skills

compliancegrowthlendingconsumer fintech

RaisingRaising capital

closes in 3 months

Seed round open - farm-input financing for hardware startups, 283 paying customers

Stage: Seed
Raising: $5M
Instrument: Priced round
Committed so far: $267k from an existing fund
Lead investor: Looking for a lead
Traction: 283 paying customers after 6 months
Use of funds: 18 months of runway to Series A milestones

283 paying customers after 6 months. Looking for investors who know AI infrastructure and can help with enterprise sales.

Barcelona, Spainlendingconsumer fintechgrowth

Open

Co-founderLooking for a co-founder

closes in 3 months

Looking for a design-minded co-founder for carbon accounting for construction firms

The idea: Carbon accounting for construction firms
Stage: Prototype
I bring: 7 years in consumer finance
Looking for: Technical co-founder who has shipped B2B software
Commitment: Part-time to start
Location: Barcelona or remote

I bring 19 years of consumer finance (currently Mosaic Commerce). Ideally you've built ML systems in production. Pre-product, some customer interviews done.

Barcelona, Spaincompliancelendinggrowth

Open

Experience

Co-founder & COO
Jun 2025 - Present
Mosaic Commerce · 1 yr 4 mo · Full-time · Barcelona, Spain
- Grew the team to 92 people across 5 countries.
- Took Mosaic Commerce from zero to $7 million ARR.
- Raised $29 million across 3 rounds.
Sales Development Representative
Jan 2022 - Jun 2025
Wolt · 3 yr 5 mo · Full-time · Barcelona, Spain
- Shortened the public sector sales cycle from 12 months to 3.
- Closed 122% of quota two years running.
Enterprise Account Executive
Aug 2018 - Jan 2022
Doctolib · 3 yr 5 mo · Full-time · Barcelona, Spain
- Signed 24 channel partners that now source 32% of pipeline.
Senior Account Executive
Feb 2017 - Aug 2018
Novo Nordisk · 1 yr 6 mo · Full-time · Barcelona, Spain
- Shortened the public sector sales cycle from 10 months to 5.
- Closed 245% of quota two years running.
Sales Manager
Nov 2013 - Nov 2016
Ericsson · 3 yr · Full-time · Barcelona, Spain
- Opened 4 new logos over $2 million ACV in the region.

References

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Education

Bocconi University
BSc, Computer Science
2004 - 2007

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