Alina Afreen Pathan

S

Senior Data Scientist at Persistent Systems · Credit risk modelling

Persistent Systems
Mumbai, India · IST (UTC+5:30)
8+ years experience
IIT Kharagpur
English, Hindi, Marathi
Messaging unavailable

Overview

I've spent 8 years on credit risk modelling - first at Microsoft, now at Persistent Systems. Taught SQL to 166 non-analysts. Took the risk models through 2 regulatory model reviews. Most at home with Python and SQL. I tinker with 3D printers.

Good reasons to reach out
  • Roles in credit risk modelling
  • Questions about credit risk modelling
Please don't message about
  • Unpaid work or spec projects
  • Agency or outsourcing pitches
  • Offshore staffing offers

Replies within two days

Skills
SQLXGBoostmodel governancePythoncredit scoring
Open to workLooking for a role
closes in 3 months

Data Scientist roles in developer tools - Mumbai or remote

Target roles
Data Scientist
Level
Mid
Industries
AI infrastructure, Healthtech
Work mode
Hybrid
Available
60 days notice
Work authorization
Indian citizen, open to relocating
What I'm looking for
Scope to lead credit risk modelling work, with a manager who gives direct feedback.
Not interested in
Pure people management

8 years in credit risk modelling. Strongest at Python and SQL. Can start in about six weeks.

Mumbai, Indiaxgboostpythoncredit scoring

Experience

  1. Senior Data Scientist
    Apr 2025 - Present
    Persistent Systems · 1 yr 6 mo · Full-time · Mumbai, India
    • Replaced 103 hand-built dashboards with one metrics layer people trust.
    • Built the scorecard that lifted approval rates by 11% at flat losses.
    • Wrote the metric definitions the leadership team reviews every week.
  2. Data Scientist
    Aug 2022 - Apr 2025
    Flipkart · 2 yr 8 mo · Full-time · Mumbai, India
    • Took the risk models through 3 regulatory model reviews.
  3. Data Scientist
    Jan 2021 - Aug 2022
    Bosch · 1 yr 7 mo · Full-time · Mumbai, India
    • Wrote the metric definitions the leadership team reviews every week.
  4. Data Analyst
    Dec 2018 - Oct 2020
    Microsoft · 1 yr 10 mo · Full-time · Mumbai, India
    • Replaced 55 hand-built dashboards with one metrics layer people trust.
    • Built the scorecard that lifted approval rates by 4% at flat losses.

References

No references yet.

Education

  1. IIT Kharagpur
    B.Tech, Economics
    2013 - 2017

Details

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